What is a characteristic of a commercial card?

A characteristic of a commercial card is that it is universally accepted for business transactions. Commercial cards, such as corporate credit cards or purchasing cards, are designed specifically for business-related expenses. They are typically accepted at a wide range of merchants and for various types of transactions, allowing organizations to manage their purchasing and travel expenses easily and efficiently.

This universal acceptance is crucial for businesses that need flexibility in their purchasing options, enabling employees to make necessary transactions without being limited to specific retailers or types of purchases. Commercial cards are structured to support a variety of transactions, including travel, office supplies, and other business-related expenditures, rather than restricting their use to certain conditions or vendors.

The other choices suggest limitations on where or how the card can be used, which does not align with the primary purpose of commercial cards in facilitating a wide range of business transactions. For instance, being accepted only at specific retailers or limited to online purchases would hinder their effectiveness in a corporate environment. Additionally, the notion that they are used by consumers for personal purchases does not reflect their intended use, as commercial cards are primarily for business expenses.