What might trigger human intervention in the reconciliation process?

Study for the BAFT Certificate in Principles of Payments Test. Utilize flashcards and multiple-choice questions, with hints and explanations for each query. Prepare thoroughly for your exam!

Human intervention in the reconciliation process is often necessary when there is insufficient information regarding a payment. This lack of detail can create ambiguity, making it difficult for automated systems to accurately process or match transactions. For instance, if a payment doesn't include necessary identifiers, such as reference numbers or payer details, it may be challenging to allocate the funds to the correct account or purpose.

In contrast, a payment with sufficient information can typically be processed automatically without the need for human oversight. Similarly, while late payments and large amounts may present challenges, they often do not necessitate direct intervention unless they are accompanied by insufficient information. This highlights the critical role that complete and accurate data play in ensuring smooth reconciliation processes.

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