What percentage of global non-cash transactions is expected to be made up of instant payments and e-money by 2025?

The correct percentage indicating the expected composition of global non-cash transactions attributed to instant payments and e-money by 2025 is 25%. This figure reflects the significant growth anticipated in the adoption of these payment methods due to increasing consumer demand for speed, efficiency, and convenience in transactions.

Instant payments, characterized by their capability to provide real-time settlement, and e-money, which leverages digital alternatives to cash, are gaining traction as they cater to a fast-evolving digital economy. Their growth is driven by advancements in technology, regulatory support, and the ongoing shift towards a cashless society, which is expected to accelerate in the coming years.

The forecasted 25% indicates that while instant payments and e-money will comprise a substantial share of non-cash transactions, they will coexist with other non-cash forms of payment, such as credit cards and traditional bank transfers, which also play critical roles in the payments landscape.