Which country utilizes the Express Elixir system for expedited payments?

Poland utilizes the Express Elixir system for expedited payments. This system was developed to offer quick and efficient interbank payments, allowing for real-time transfers that are completed within a matter of minutes. It plays a significant role in enhancing payment speed and convenience for both individuals and businesses in Poland, supporting the country’s banking infrastructure and financial ecosystem. The Express Elixir system exemplifies the trend towards faster payment solutions, indicating Poland's commitment to modernizing its payment services.