Which entity published guidance on effective ethics programs for financial institutions in the US?

The Federal Deposit Insurance Corporation (FDIC) has indeed published guidance on effective ethics programs aimed specifically at financial institutions in the United States. The FDIC's focus on ethics stems from its role in promoting the safety and soundness of financial institutions, which is enhanced by fostering a culture of ethical behavior and compliance with laws and regulations.

By issuing this guidance, the FDIC emphasizes the importance of having comprehensive ethics programs in place to prevent fraudulent activities, ensure accountability, and maintain public trust in the financial system. The FDIC’s recommendations generally include establishing a code of conduct, providing training to employees, implementing policies for reporting unethical behavior, and setting up mechanisms for monitoring and enforcing ethical standards.

The other entities mentioned also play significant roles in regulating and supervising financial institutions, but their specific focus areas differ from the FDIC's emphasis on ethics programs. For instance, the Federal Reserve Board and the Office of the Comptroller of the Currency primarily concentrate on monetary policy and overall bank supervision, respectively. FINRA, on the other hand, is focused on regulating broker-dealers and ensuring investor protection, which, while related, is not the primary context for this particular guidance on ethics within financial institutions.