Which group is NOT considered a main actor in money laundering?

In the context of money laundering, the primary actors involved typically include those who engage in criminal activities to disguise the origins of illegally obtained money, as well as individuals or groups who may use these funds for ulterior motives, such as financing terrorism or evading taxes.

The regular investor does not fit into this framework, as their activities are generally associated with legitimate financial markets and investments, rather than the concealment of illicit funds. Unlike criminals, terrorists, and tax evaders, a regular investor operates within legal and regulatory boundaries, engaging in activities aimed at wealth creation rather than illicit financial gain.

Criminals engage in illegal activities that generate proceeds requiring laundering. Terrorists may seek to obscure the origins of funds used to support their operations. Tax evaders utilize obscure financial practices to hide income from tax authorities, which often involves laundering techniques to ensure their illegal gains appear legitimate. Thus, the regular investor stands apart from these main actors involved in money laundering activities.