Which payment service is associated with real-time payments in Sweden?

Swish is the payment service associated with real-time payments in Sweden. It is a mobile payment solution that allows users to transfer money instantly between bank accounts using just the recipient's phone number. Launched in 2012, Swish has gained widespread adoption due to its convenience and speed. Users can make person-to-person transfers, pay for goods and services at various merchants, and even transact with businesses, all in real-time.

The service operates through a collaboration of multiple Swedish banks, making it a highly trusted and efficient payment method within the country. Its integration with mobile banking apps also enhances its accessibility and user experience, contributing to its popularity. This contrasts with the other listed options, as they pertain to different geographic regions or payment systems, not specifically to real-time payments within Sweden.